PRIVACY POLICY
1. Introduction: Commitment to Privacy and Data Protection
At Financial Gauges (accessible at financial-gauges.com), we are committed to protecting and respecting your privacy. We recognize the importance of safeguarding personal data and are dedicated to ensuring that your personal information is handled in accordance with applicable data protection laws, including the General Data Protection Regulation (“GDPR”) and the California Consumer Privacy Act (“CCPA”). This Privacy Policy outlines the types of information we collect, how we use it, your rights, and the measures we take to protect your data.
2. Scope of Policy and Data Controller Role
This Privacy Policy applies to all personal data processed by Financial Gauges when you use our website, engage our services, make purchases, or communicate with us. As the data controller, Financial Gauges determines the purposes and means of processing your personal data. For inquiries relating to data protection, you may contact us at [email protected].
3. Categories of Data Processed
We process the following categories of personal data:
a. Usage Data
This includes information collected automatically when you interact with our website, such as browser type, IP address, access dates and times, pages viewed, referring website addresses, and session duration.
b. Account Data
When you create an account or place an order, we collect your name, address, email address, phone number, and other relevant contact details.
c. Profile Data
We gather information related to your account preferences, product interests, purchase history, interaction patterns, and behavioral data to personalize your experience.
d. Communication Data
Includes records of your correspondence with us, such as emails, support requests, feedback, and other communications.
e. Technical Data
Covers details about your devices and technical configurations, including device type, operating system, internet service provider, screen resolution, and language settings.
f. Transaction Data
When making payments or placing orders, we process payment details, billing addresses, shipping information, and order history. We do not store full payment card numbers, as these are securely handled by third-party payment processors.
g. Preference Data
Includes your consents for marketing communications, personalization settings, subscription preferences, and selected product categories of interest.
4. Legal Bases for Processing
We process your personal data based on the following lawful bases:
– Consent: Where you have given clear consent for us to process your data.
– Contract: Where processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract.
– Legal Obligation: Where processing is necessary to comply with our legal and regulatory obligations.
– Legitimate Interests: Where processing is necessary for our or a third party’s legitimate interests, provided such interests are not overridden by your data protection rights. These include fraud prevention, customer service, improving our services, and ensuring secure operation of financial-gauges.com.
5. Your Rights
Under applicable data protection laws, you are entitled to exercise the following rights:
– Right of Access: You may request a copy of the personal data we hold about you.
– Right to Rectification: You may request correction of inaccurate or incomplete data.
– Right to Erasure: You may request deletion of your data, subject to legal and contractual obligations.
– Right to Restrict Processing: You may request us to suspend processing under certain conditions.
– Right to Data Portability: You may request to receive your data in a structured, commonly used, and machine-readable format and have it transferred to another controller, where feasible.
To exercise any of the above rights, please contact us at [email protected]. We will verify your identity before fulfilling requests to protect your data.
6. Security Measures
We implement rigorous safeguards to ensure the security of your personal data. Our data protection measures include:
– Encryption of data during transmission and at rest
– Access controls and role-based permissions
– Secure server infrastructure and regular risk assessments
– Secure backups maintained on isolated and encrypted servers
– Ongoing staff training on data confidentiality and cybersecurity
7. International Transfers
Financial Gauges may transfer your personal data outside of your country of residence, including countries outside the European Economic Area (EEA) or the United States. In such cases, we ensure appropriate safeguards are applied, including the use of Standard Contractual Clauses approved by the European Commission or compliance frameworks recognized by regulatory authorities.
8. Data Retention
We retain personal data only for as long as is necessary to fulfill the purposes outlined in this Privacy Policy, to comply with legal obligations, and to enforce our agreements. Retention periods vary depending on the data type:
– Usage and Technical Data: typically retained for up to 24 months.
– Account, Profile, Communication, and Transaction Data: retained for up to 7 years post-transaction or account closure to comply with financial and legal obligations.
– Marketing and Preference Data: retained until consent is withdrawn or as required by applicable laws.
9. Cookie Policy
Financial Gauges uses cookies and similar technologies on financial-gauges.com to enhance site functionality and user experience. Cookies are categorized as:
– Essential Cookies: Necessary for site operation (e.g., login, cart functionality).
– Functional Cookies: Enable enhanced features and personalization.
– Analytics Cookies: Collect data on site usage, traffic trends, and performance.
– Performance Cookies: Optimize site speed and responsiveness.
10. Cookie Management and Compliance with GDPR & CCPA
You have the right to control cookies set by our website. When you first visit financial-gauges.com, a cookie consent banner allows you to customize your preferences in accordance with GDPR and CCPA. You can also update your preferences or withdraw consent at any time via the Cookie Settings link or by adjusting your browser settings. Note that disabling certain cookies may affect the functionality of the website.
11. Special Protections for Children Under 13
Financial Gauges does not knowingly collect or process personal data from children under the age of 13. If we become aware that personal data has been collected from a child without verifiable parental consent, we will take immediate steps to delete such information. Parents or legal guardians who believe their child has provided data to us may contact [email protected].
12. Policy Updates & User Notifications
We reserve the right to revise or update this Privacy Policy in response to changes in legal, technical, or business developments. Any material modifications will be communicated to users via notices on financial-gauges.com or directly through email, where applicable. Continued use of the website after such changes constitutes acceptance of the updated policy.
13. Contact Information
For any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:
Email: [email protected]
Website: financial-gauges.com
We are committed to upholding the highest standards of privacy and data protection. If you believe your data has been handled improperly or you are unsatisfied with our response, you may also have the right to lodge a complaint with your local data protection authority.
Thank you for trusting Financial Gauges with your personal information. We value your privacy and are dedicated to maintaining compliance with all applicable data protection requirements.